| Business Categories | Additions and Remodels, Bathroom Remodeling, Carpentry, Cleaning, Decks and Porches, Decorators and Designers, Doors, Electrical, Fences, Flooring, Garage Doors, Landscaping, Swimming Pools, Tile Work in Temperance, MI |
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You'll certainly want to ask them this. Steer clear of any company that is not insured in Michigan, because that means that any incidental damage they may do on your property will be a real hassle to recover compensation for. It is never wise to work with uninsured tradesmen of any kind. Most states also require that someone have insurance in order to be issued a trade license. If they say they're licensed but not insured, they're being less than truthful.
Some companies may require a 10% deposit, some may not require any. For larger projects, you'll almost always need to give a deposit, and it's good to ask how much the deposit will be before going forward with a project. The Temperance contractor will know how much they need for a deposit when they've given you the estimate, so ask early.
These first two questions should only relate to services or good purchased directly from the service provider. Many products carry their own warranties, like roofing shingles or siding. It's useful to know what these warranties cover as well as how long they last. The "warranty agent" question is important, because often warranty agents work with the manufacturer to get you repairs under warranty at a much lower price.
Many jobs in Michigan will require municipal permits in order to be approved by the town's inspector. It's always good to ask who will be responsible for pulling those permits, and if you'll be expected to do it. You'll almost never be told to pull your own, but knowing that Temperance Additions and Remodels permits are required makes you appear to be a well informed customer.
