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|Business Categories||Additions and Remodels in Rancho Cordova, CA|
You'll certainly want to ask them this. Steer clear of any company that is not insured in California, because that means that any incidental damage they may do on your property will be a real hassle to recover compensation for. It is never wise to work with uninsured tradesmen of any kind. Most states also require that someone have insurance in order to be issued a trade license. If they say they're licensed but not insured, they're being less than truthful.
This really only matters if you have a preference, but it is good to ask. If you have a strong ideological belief about unions or nonunions, it's perfectly acceptable to make a decision based on the preference.
Some companies may require a 10% deposit, some may not require any. For larger projects, you'll almost always need to give a deposit, and it's good to ask how much the deposit will be before going forward with a project. The Rancho Cordova contractor will know how much they need for a deposit when they've given you the estimate, so ask early.
Many jobs in California will require municipal permits in order to be approved by the town's inspector. It's always good to ask who will be responsible for pulling those permits, and if you'll be expected to do it. You'll almost never be told to pull your own, but knowing that Rancho Cordova Additions and Remodels permits are required makes you appear to be a well informed customer.