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You'll certainly want to ask them this. Steer clear of any company that is not insured in Kentucky, because that means that any incidental damage they may do on your property will be a real hassle to recover compensation for. It is never wise to work with uninsured tradesmen of any kind. Most states also require that someone have insurance in order to be issued a trade license. If they say they're licensed but not insured, they're being less than truthful.

This is important mostly for larger jobs. Clearly a two man operation is going to build a home much slower than a 15 man crew. This is also a good indication of the overall size of the Additions and Remodels company, if that's an area of concern for you. The reason you may want to ask about the fleet is that fleet size is a good indicator of the mobility of the company. Mobility may not sound important, but it's hard for the Shelbyville contractors to get to job sites if they lack appropriate vehicles.

The question is great for some industries and non-applicable for others. A general contractor, for example, will by definition employ subcontractors. Most Shelbyville Additions and Remodels companies do not, but there are exceptions. You should always ask this question to your service providers. If they do use subcontractors, ask if they're all licensed and insured independently.

Many jobs in Kentucky will require municipal permits in order to be approved by the town's inspector. It's always good to ask who will be responsible for pulling those permits, and if you'll be expected to do it. You'll almost never be told to pull your own, but knowing that Shelbyville Additions and Remodels permits are required makes you appear to be a well informed customer.